Risk %
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Loan Grade
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Credit Score
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Risk Band
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Risk Band
SHAP Feature Impact
Population analysis based on 32,581 real loan applications
Interest Rate vs Population
Where your rate sits among all applicants
Loan / Income Ratio vs Population
How leveraged you are compared to others
Applicant Age vs Population
Your age cohort in the applicant pool
Default Rate by Loan Grade
Historical default % per grade — your grade highlighted